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Home buyer's ToolKit



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Finances

Houses are expensive. Probably the largest purchase you’ll ever make. That’s why very few prospective homeowners have enough cash on hand to purchase a home outright. Instead, most home buyers seek financing—a mortgage—to cover the difference between what they’ve saved, and what they need, to buy a home.

What’s my price range?

Determining how much house you can reasonably afford, and the size of your mortgage, requires carefully evaluating:

  1. Savings—how much have you set aside to cover a down payment on your home, as well as your closing costs?
  2. Affordability—how much can you safely borrow, and still meet all your financial obligations?

A trained buyer’s representative can answer all your questions about factors to consider in evaluating your financing options and determining a reasonable price range for your home purchase.

Additionally, you can learn more here: